Frugal and cheap are often mistaken for synonyms, but the two couldn’t be more different. To be frugal is to find ways to save money or to spend money wisely with calculated decisions that don’t come from a place of impulsivity. Meanwhile, if you are cheap, it means that you find […]
If you took a poll on the street of the debt that’s most crippling and that most people would like to pay off, many people would likely say student debt. We know that today’s students are living with the largest amount of unsecured debt in history and many of them do […]
Working in the financial sector is often challenging for many reasons but one of the most common reasons is the fact that many people don’t want to talk about their finances or money. Money, politics and religion are the three of the taboo topics that no one is supposed to bring […]
One of the tenants that Factum Financial is built upon is wealth. That word conjures up a lot of different, diverse dream scenarios for people when they hear it. One person’s idea of what it means to be wealthy might be wildly different from their neighbor’s idea, but we all have […]
If you’re not a seasoned Wall Street investor or a banking wizard with a masters in finance, it can be hard to know who to trust with your finances. Who has your best interests in mind? Do slick Wall Street hedge fund managers really know enough to justify their financial podcast? […]
Why do people trust a bank with their money? This is a question you will hear if you attend one of Factum Financial’s excellent interactive workshops. Yet it’s one of those questions that causes people to clam up and choose not answer. Why is that? Is it because the answer feels […]
Wealth is not a bad thing to have. In fact, at Factum Financial, we work with individuals, families, and small businesses to grow their assets so they can achieve abundant wealth. However, we also stress intelligent planning along with growth. A large amount of money in the bank can be comforting […]
Currently the jackpot for the mega millions lottery is valued at a record breaking 1.6 billion dollars, with a chance to get even bigger if a winner still isn’t named. That’s a lot of money and all around the country, people are dreaming of what they might do with that kind […]