Our Story
The Factum Financial team is a collection of wealth strategists, business owners, and staunch proponents of life insurance, financial literacy, and real estate investment. Using "Infinite Banking" (life insurance-friendly wealth strategies) to create maximum potential and velocity with money. We chose the name Factum because it means a statement of fact or a truth. Because we are dealing with a product that is guaranteed to grow every year, we can help our community systematically grow their wealth outside of Wall Street and commercial banks.
What Is The Infinite Banking Concept?
Why We Recommend The Infinite Banking Concept


Capitalize
The two biggest problems we see in America are 1. Americans don’t save enough money and 2. they keep their savings in some of the least efficient places. Putting more money to work for you the rest of your life. If you have savings, you won’t go under. Saving more money allows you guaranteed protection and the ability to jump on opportunities to explode your wealth.
Control
Because you own the policy [banking function], you control all the borrowing power in your hands. You will flow millions of dollars throughout your life, how much of that are you keeping in your hands? Who controls the loan process?
"You only lose money when you give up control." Ray Poteet
Certainty
Be certain your wealth is growing guaranteed in the only truly guaranteed asset. Safest place to warehouse your wealth. CAN NEVER GO DOWN
Cash Flow
Cash Flow is the number one rule to win the money game. When your cash flow number is what your expenses are, you are FREE. By Becoming your own Banker you will see your wealth grow exponentially because you will keep more of the money that flows through your life. Banks only deal in cash flow deals. When you become the Banker, you then create Cash Flow into every aspect of life. Bringing the cash back to you with more.
What Is The Infinite Banking Concept?

Control
It's your wealth. You should be in command by which you grow and save money for the future.

Certainty
Be positive your wealth is growing guaranteed in a financial environment with over 100+ consecutive years of profitability.

Cash Flow
By becoming your own banker, you will see your assets grow exponentially without having to work any harder or take any additional risk.

Creditor Protected
With a dividend-paying whole life policy, your wealth will be residing in an asset that is private and protected from creditors and predators.
Are You Ready To Get Started?
If you’re ready to break away from conventional financial methods that put your money at risk...
Our wealth strategists are ready to guide you to start the process now.